Breaking Points: Credit Card News

3 IHG Credit cards are offering some amazing sign up bonuses, these points can get you hotels on every continent:

1. IHG Reward Traveler - Get 120,000 Points after spending $2000 in 3 months - no annual fee.

2. IHG Rewards Premier - Get 140,000 Points after spending $3000 in 3 months, free anniversary night - $99 annual fee.

3. IHG Rewards Premier Business Business - Get 140,000 Points after spending $3000 in 3 months, free anniversary night + more, $99 annual fee.

- Elite Status requirements for United will be increasing starting in 2023. Be on guard as they are increasing the number of PQFs and PQPs to earn MileagePlus status. Their cards offer PQPs based on spendings pay attention to that part of the application before you apply if status is what you're going for.

1. United Explorer MileagePlus - 60,000 Points after spending $3000 in the first 3 months - $95/annual fee.

2. United Quest MileagePlus - 80,000 Points after spending $5000 in the first 3 months - $250/annual fee.

3. United Club Infinite MileagePlus - 100,000 Points after spending $5000 in the first 3 months - $525/annual fee.

Get 1 of the 3 Personal cards that Chase offers for Southwest Airlines and start building up for that 2023 companion pass:

1. Southwest Rapid Rewards Plus - 75,000 Points after spending $3000 in 3 months - $69/annual fee.

2. Southwest Rapid Rewards Premier - 75,000 Points after spending $3000 in 3 months - $99/annual fee.

3. Southwest Rapid Rewards Priority - 75,000 Points after spending $3000 in 3 months - $149/annual fee.

These offers are ending 12/5/22.

When Chase says "Best offer ever" we pay attention:

1. Business Unlimited Ink card, get $900 bonus cash after spending $6000 in 3 months - $0 annual fee.

2. Business Cash Ink card, get $900 bonus cash back after spending $6000 in 3 months - $0 annual fee.

Spend money on the things you already need to buy and cash in after 3 months.