Award System

Marriott Bonvoy

Marriott Bonvoy »

Bank

JP Morgan Chase

Bank Details »

Reconsideration Phone
800.935.9935

Breaking Points

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
85,000 $4,000 0.6 ¢ $1 $250 $285
Best Value Differentiating Perks Rules
Marriott stays & transfer top-offs 2x on all other purchases, annual free night 5/24 , Chase 2/30 , Chase 4/6
Card Type: Personal, Hotel

Spend Categories

All Other = »

2X points
1.2¢ Per Dollar Spent

Grocery Stores + »

4X points
2.4¢ Per Dollar Spent

Hotels = »

16X points
9.6¢ Per Dollar Spent

Restaurants + »

4X points
2.4¢ Per Dollar Spent

Card Benefits

Free Room Annually »
On your card anniversary, you’ll receive a free-night certificate valid at participating Marriott hotels after $15,000 in spend.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Concierge »
Call 1-800-953-7392 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides, sending gifts/flowers, and dozens of other specific requests.
Hotel Perks »
Included Gold status includes: late checkout and free WiFi.
Purchase Protection »
You're protected for up to 120 days and up to $500 per claim.

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends Yes

Travel Partner Transfers

Marriott Bonvoy Outside Point System

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

3:1 67% value retained

Point Transfer Options
American Airlines Miles

3:1 72% value retained

Point Transfer Options
Avianca LifeMiles

3:1 83% value retained

Point Transfer Options
British Airway Executive Avios

3:1 56% value retained

Point Transfer Options
Cathay Pacific

3:1 61% value retained

Point Transfer Options
Delta SkyMiles

3:1 67% value retained

Point Transfer Options
Etihad Guest

3:1 67% value retained

Point Transfer Options
Flying Blue and Air France

3:1 67% value retained

Point Transfer Options
Qantas Frequent Flyer

3:1 72% value retained

Point Transfer Options
Qatar Qmiles

3:1 44% value retained

Point Transfer Options
Singapore KrisFlyer

3:1 72% value retained

Point Transfer Options
Southwest Rapid Rewards

3:1 72% value retained

Point Transfer Options
Turkish Airways

3:1 67% value retained

Point Transfer Options
United MileagePlus

3:1.1 92% value retained

Point Transfer Options
Virgin Atlantic Flying Club

3:1 83% value retained

Transfers In From
Point Transfer Options
Amex Member Rewards

1:1 43% value retained

Point Transfer Options
Chase Ultimate Rewards

1:1 38% value retained

Bottom Line

Why You Might Want This Card

Exceptions To The Rule

About Marriott Bonvoy

Bonvoy holds a unique place in this hobby. That’s because the points are a solid value for hotel reservations at the world's largest hotel chain AND Bonvoy points transfer to other point systems. In fact, Bonvoy has more transfer partners than Amex, Citi and Chase combined!!

This creates a unique situation, similar to Chase Ultimate Rewards points. There are nearly no flight or hotel situations that Bonvoy can’t solve. For this reason, we tend to use other hotel points (Hilton in particular) and save our Bonvoy points for unique situations, especially if you want to travel to any exotic locations.

The challenge is the value isn't great on transfers. We'll generally only use transfers for a points top off to buy a flight. Otherwise, we'll use our Bonvoy points for hotel rooms, especially in those hard to book places since Marriott has the most hotels globally.

Where Marriott Bonvoy Bountiful Fits In This Point Ecosystem

Personal Experience

Application Rules

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if you apply for a third Chase card of any kind within 30 days

Chase will decline your application you apply for a 5th Chase card (personal or BUSINESS) in 6 months

Breaking Points

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