Capital One launches a new card, the Venture X, 100,000 Miles sign up bonus, $300 Annual Travel Credit & $200 Limited -Time Vacation Rental Credit.
Capital One Venture X
Apply now Award System
Bank
Reconsideration Phone
800.227.4825
Breaking Points
November 9, 2021
Welcoming the New Capital One Venture X
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee | 1st Year Value |
|---|---|---|---|---|---|
| 75,000 | $4,000 | 1.1 ¢ | $80 | $395 | $554 |
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Wyndham transfers | 10x Miles at hotels.com,5xMiles at flights.com & 2x miles everything else | 5/24 |
Most Recent Special Offer:
100,000 Bonus Points
for
$10,000 spend
ended Mar 2022
Card Type:
Personal
Spend Categories
Airfare - »
5X points
5.5¢ Per Dollar Spent
All Other = »
2X points
2.2¢ Per Dollar Spent
Hotels = »
10X points
11¢ Per Dollar Spent
Rideshare and Transit = »
10X points
11¢ Per Dollar Spent
Card Benefits
Lounge Access »
Get unlimited Priority Pass lounge visits, with up to 2 guests free of charge.
Get unlimited Priority Pass lounge visits, with up to 2 guests free of charge.
Cell Phone Protection »
your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month period.
your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month period.
TSA Pre Check »
Get up to $120 statement credit for Global Entry, or TSA PreCheck.
Get up to $120 statement credit for Global Entry, or TSA PreCheck.
Anniversary Date Bonus Points »
You'll receive 10,000 bonus points each account anniversary year.
You'll receive 10,000 bonus points each account anniversary year.
Car Rental Insurance »
Using this card gives you primary car rental insurance on collision and theft, up to the cost of the vehicle for 15 days. Any international rentals are covered by primary insurance when using this card.
Using this card gives you primary car rental insurance on collision and theft, up to the cost of the vehicle for 15 days. Any international rentals are covered by primary insurance when using this card.
Travel Insurance »
Travel Accident Insurance up to $250,000 for death or dismemberment caused by travel companies and lost luggage insurance up to $3,000 per person
Travel Accident Insurance up to $250,000 for death or dismemberment caused by travel companies and lost luggage insurance up to $3,000 per person
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Statement Credits »
Get $300 in statement credits annually for bookings made through Capital One including flights, hotels, car rentals, etc.
Get $300 in statement credits annually for bookings made through Capital One including flights, hotels, car rentals, etc.
Purchase Protection »
You're covered on items lost or stolen within 90 days, up to $10,000 per claim, and $50,000 per cardholder.
You're covered on items lost or stolen within 90 days, up to $10,000 per claim, and $50,000 per cardholder.
Extended Warranty »
You can double the warranty up to 1 additional year on eligible purchases with warranties of 3 years or less.
You can double the warranty up to 1 additional year on eligible purchases with warranties of 3 years or less.
Point Transfer Options
Transfer To Spouse/Partner Yes
Transfer To Friends Yes
Travel Partner Transfers
Capital One Miles Outside Point System
Transfers Out To
Air Canada Aeroplan
1:1 127% value retained
Avianca LifeMiles
1:1 127% value retained
British Airway Executive Avios
1:1 91% value retained
Cash in Cents
1:1 91% value retained
Cathay Pacific
2:1.5 82% value retained
Etihad Guest
1:1 109% value retained
Flying Blue and Air France
1:1 109% value retained
Qantas Frequent Flyer
1:1 109% value retained
Singapore KrisFlyer
1:1 118% value retained
Turkish Airways
1:1 109% value retained
Virgin Atlantic Flying Club
1:1 127% value retained
Wyndham Rewards
1:1 91% value retained
Bottom Line
Why You Might Want This Card
Exceptions To The Rule
About Capital One Miles
Capital One Miles fall more into the niche category. The points are extremely flexible, able to be used to reimburse you for any travel charges (Purchase Eraser). This makes their points most valuable for items like rental cars and cruises, which are not typically bookable with points.
Capital One also recently added partner airlines. The most valuable partner is Avianca, where you can book relatively cheap business class flights (30-55K each way) on Star Alliance partner flights like Lufthansa, Swiss Air, United and ANA to name just a few. Etihad Guest, Air Canada and Air France transfers may also be worth checking out -- in that order in terms of value.
The challenge is that it’s difficult to make the $50,000 spend to qualify for their bonus of 200,000 points with the Spark Miles for Business offer. Plus it’s tough to earn enough points for a full trip for two people with Capital One because of the limited number of cards and their approval restrictions. But if you have a business with a very high annual spend, grab this special offer when you see it for an easy 6x return on $50,000.
We call these points niche, not because they don’t have flexibility. It’s just more difficult to earn a high number of points, and Capital One lacks mainstream partners. If you’re under 5/24 and have already gotten all of our highest recommended cards, it might be worth a look at a Capital One card.
Where Capital One Venture X Fits In This Point Ecosystem
Personal Experience
Application Rules
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
Ranking of Cards Offering Capital One Miles
Breaking Points
November 9, 2021
Welcoming the New Capital One Venture X
Capital One launches a new card, the Venture X, 100,000 Miles sign up bonus, $300 Annual Travel Credit & $200 Limited -Time Vacation Rental Credit.
Add Card Notes