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Reconsideration Phone
800.492.3344

Breaking Points

September 18, 2023
American Express
American Express - Delta Cards Limited Offers

- SkyMiles Gold Business Card - 80,000 Bonus Miles after spending $6000 in 6 months + 5,000 miles after making an eligible Delta purchase - $99 annual fee.

- SkyMiles Platinum Business Card - 100,000 Bonus Miles after spending $8000 in 6 months + 10,000 miles after making an eligible Delta purchase - $250 annual fee.

- SkyMiles Reserve Business Card - 110,000 Bonus Miles after spending $12000 in 6 months + 10,000 miles after making an eligible Delta purchase - $550 annual fee.


February 5, 2023
American Express
Amex gets Generous with Delta Points

Here is a fun list of Delta Amex cards that are offering limited time (ending 3/29/23) sign-up bonus:

- Amex Delta SkyMiles Reserve Business Card: 100,000 miles after spending $6000 in 3 months, $550 annual fee.

- Amex Delta SkyMiles Platinum Business Card: 95,000 miles after spending $4000 in 3 months, $250 annual fee.

- Amex Delta SkyMiles Gold Business Card: 75,000 miles after spending $3000 in 3 months, $0 intro annual fee, then $99.

- Amex Delta SkyMiles Reserve Card: 90,000 miles after spending $6000 in 6 months, $550 annual fee.

- Amex Delta SkyMiles Platinum Card: 90,000 miles after spending $4000 in 6 months, $250 annual fee.

- Amex Delta SkyMiles Gold Card: 70,000 miles after spending $2000 in 6 months, $0 intro annual fee, then $99.


March 3, 2022
Delta SkyMiles
American Express Delta Cards Limited Time Offers

American Express only gives you once in a lifetime sign up bonuses, so if you've been waiting, this might be the time:

- Delta SkyMiles Reserve Business Card, 110,000 Bonus miles after spending $6000 in 3 months, $550 annual fee.

- Delta SkyMiles Platinum Business Card, 100,000 Bonus miles after spending $4000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Business Card, 75,000 Bonus miles after spending $3000 in 3 months, $0 annual fee for the 1st year, then $99.

- Delta SkyMiles Reserve, 100,000 Bonus miles after spending $5000 in 3 month, $550 annual fee.

- Delta SkyMiles Platinum Card, 90,000 Bonus miles after spending $3000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Card, 70,000 Bonus miles after spending $2000 in 3 months, $0 annual fee for the 1st year, then $99.


October 14, 2021
American Express Platinum Business
American Express Business Platinum New Sign Up

American Express Business Platinum card is now offering 120,000 Rewards after spending $15,000 in 3 months. This card is full of perks & benefits and with the limited time increase offer you can get 20,000 more rewards than the normal offer.

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
150,000 $20,000 1.5 ¢ $230 $695 $2153
Best Value Differentiating Perks Rules
1.54 cents in Amex Travel Portal Premier Airport Lounges, Hilton Gold Status, 5x points on Amex travel No CR , No 2nd Biz , Amex 3/90 , No 5/24 , Amex 1/10
Offer Prior To Current Special: 50,000 Bonus points for a $10,000 spend ended May 2024
Card Type: Business

Spend Categories

Airfare - »

5X points
7.7¢ Per Dollar Spent

All Other = »

1X points
1.5¢ Per Dollar Spent

Software and Hardware = »

1.5X points
2.3¢ Per Dollar Spent

Hotels - »

5X points
7.7¢ Per Dollar Spent

Shipping = »

1.5X points
2.3¢ Per Dollar Spent

Travel = »

5X points
7.7¢ Per Dollar Spent

Card Benefits

Travel Credits »
Get statement credits of up to $200 per calendar year toward incidental air travel fees (lounges, checked bags, seat upgrades, wi-fi, etc.) on ONE U.S. airline you select.
Lounge Access »
Get unlimited access to the Centurion® Lounge, Delta Sky Club & Priority Pass Select lounges.
Cell Phone Protection »
Your cell phone will be covered against damage or theft up to $800 — with a $50 deductible — up to $1,000 per 12-month period.
TSA Pre Check »
Get up to $100 statement credit for Global Entry, or an $85 fee credit for TSA PreCheck.
Airline Incidentals »
Get statement credits of up to $200 per calendar year toward incidental air travel fees (lounges, checked bags, seat upgrades, wi-fi, etc.) on ONE U.S. airline you select
Car Rental Insurance »
Using this card gives you secondary car rental insurance coverage up to $75,000 in collision damage and theft per incident. Excludes Australia, Italy and New Zealand.
Travel Insurance »
Lost luggage insurance up to $3,000 per person; trip delay protection up to $500; and trip cancellation protection up to $10,000 per trip.
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Concierge »
Call 1-800-525-3355 to get complimentary assistance making dinner reservations, buying theater tickets, getting travel guides and sending gifts/flowers.
Statement Credits »
Get $200 every six months on purchases directly from Dell (must enroll),also get up to $179 annually toward CLEAR and up to $10 per month in statement credits toward purchases made from any US wireless telephone provider(enroll)
Hotel Perks »
Automatic Hilton Gold status includes: free breakfast, late checkout, free WiFi, bottled water, room upgrades (in same category) & 5th night free on reward stays. Amex Hotel Collection credits and upgrades also included.
Purchase Protection »
You can file up to $10,000 per claim ($50,000 max per year) in the event of damage or theft in the first 90 days.
Extended Warranty »
Enjoy up to 1 additional year on the original manufacturer’s warranties of 5 years or less.

Point Transfer Options

Transfer To Spouse/Partner No

Transfer To Friends No

Travel Partner Transfers

Amex Member Rewards Outside Point System

Transfers Out To
Point Transfer Options
Air Canada Aeroplan

1:1 86% value retained

Point Transfer Options
Avianca LifeMiles

1:1 107% value retained

Point Transfer Options
British Airway Executive Avios

1:1 71% value retained

Point Transfer Options
Cash in Cents

1:1 71% value retained

Point Transfer Options
Cathay Pacific

1:1 79% value retained

Point Transfer Options
Delta SkyMiles

1:1 86% value retained

Point Transfer Options
Etihad Guest

1:1 86% value retained

Point Transfer Options
Flying Blue and Air France

1:1 86% value retained

Point Transfer Options
Hilton Honors

1:2 86% value retained

Point Transfer Options
jetBlue trueBlue

1:0.8 69% value retained

Point Transfer Options
Marriott Bonvoy

1:1 43% value retained

Point Transfer Options
Qantas Frequent Flyer

1:1 93% value retained

Point Transfer Options
Singapore KrisFlyer

1:1 93% value retained

Point Transfer Options
Virgin Atlantic Flying Club

1:1 107% value retained

Why You Might Want This Card

Like the Amex personal Platinum card, the business version has loads of perks and benefits. For example, get up to a $200 statement credit annually for U.S. purchases with Dell. Also, get one year of Platinum Global Access from WeWork, giving you access to inspiring business workspaces in more than 75 cities. And, yes, there are some really sweet perks for Uber business owners, such as a $200 airline fee credit every year toward incidentals like checked bags and in-flight refreshments. Some of our favorites perks also include HiIton Honors Gold Status, Marriott Gold Elite Status and $75 credit with Amex Hotel Collection -- without meeting any stay requirements. Plus, because you are Platinum member, you and 2 guests get to spend your layover in one of American Express' ultra luxurious Centurion Lounges.

This is one Amex card you might NOT want to wait for a special offer on if you aren't a big spender. The special offers usually require a $20,000 spend.

Bottom Line

This card gives you the status of a CEO. It comes with a considerable sign-up bonus and plenty of extras (some of which only come with Amex Platinum) to offset the $595 annual fee. Utilize the TSA credit, the lounge passes, the airline credit, the hotel benefits, etc. and try it for a year. Remember that with American Express, you only get a once-in-a-lifetime welcome bonus per card, so it's well worth giving this card a one-year trial. If it doesn't fit your spending and lifestyle, cancel it after a year -- but you'll be ahead of the game because of the bonus points.

Application Rules

This business card will not show on your personal credit report, so it won't count against your 5/24 status

You might not be allowed to get a second card for a separate business (EIN)

You'll be declined if you apply for a fourth Amex card in 90 days

Card approval not subject to 5-personal-cards-in-24-months rule

Amex allows only 1 bonus per specific card per lifetime (yours or that version of the card)

What to Know Before Canceling

Keeping your Amex points requires a card that earns Amex Rewards. If you have another card, cancelling to avoid the fee is fine. If not, we recommend calling to downgrade to the Business Green Rewards Card. Note you can't downgrade this card to a ze

Best for Series

Below is a snapshot of where this card performs best compared to the other cards in our database:

Rank 7th Honorable Mention

Breaking Points

September 18, 2023
American Express
American Express - Delta Cards Limited Offers

- SkyMiles Gold Business Card - 80,000 Bonus Miles after spending $6000 in 6 months + 5,000 miles after making an eligible Delta purchase - $99 annual fee.

- SkyMiles Platinum Business Card - 100,000 Bonus Miles after spending $8000 in 6 months + 10,000 miles after making an eligible Delta purchase - $250 annual fee.

- SkyMiles Reserve Business Card - 110,000 Bonus Miles after spending $12000 in 6 months + 10,000 miles after making an eligible Delta purchase - $550 annual fee.


February 5, 2023
American Express
Amex gets Generous with Delta Points

Here is a fun list of Delta Amex cards that are offering limited time (ending 3/29/23) sign-up bonus:

- Amex Delta SkyMiles Reserve Business Card: 100,000 miles after spending $6000 in 3 months, $550 annual fee.

- Amex Delta SkyMiles Platinum Business Card: 95,000 miles after spending $4000 in 3 months, $250 annual fee.

- Amex Delta SkyMiles Gold Business Card: 75,000 miles after spending $3000 in 3 months, $0 intro annual fee, then $99.

- Amex Delta SkyMiles Reserve Card: 90,000 miles after spending $6000 in 6 months, $550 annual fee.

- Amex Delta SkyMiles Platinum Card: 90,000 miles after spending $4000 in 6 months, $250 annual fee.

- Amex Delta SkyMiles Gold Card: 70,000 miles after spending $2000 in 6 months, $0 intro annual fee, then $99.


March 3, 2022
Delta SkyMiles
American Express Delta Cards Limited Time Offers

American Express only gives you once in a lifetime sign up bonuses, so if you've been waiting, this might be the time:

- Delta SkyMiles Reserve Business Card, 110,000 Bonus miles after spending $6000 in 3 months, $550 annual fee.

- Delta SkyMiles Platinum Business Card, 100,000 Bonus miles after spending $4000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Business Card, 75,000 Bonus miles after spending $3000 in 3 months, $0 annual fee for the 1st year, then $99.

- Delta SkyMiles Reserve, 100,000 Bonus miles after spending $5000 in 3 month, $550 annual fee.

- Delta SkyMiles Platinum Card, 90,000 Bonus miles after spending $3000 in 3 months, $250 annual fee.

- Delta SkyMiles Gold Card, 70,000 Bonus miles after spending $2000 in 3 months, $0 annual fee for the 1st year, then $99.


October 14, 2021
American Express Platinum Business
American Express Business Platinum New Sign Up

American Express Business Platinum card is now offering 120,000 Rewards after spending $15,000 in 3 months. This card is full of perks & benefits and with the limited time increase offer you can get 20,000 more rewards than the normal offer.

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