Breaking Points: Credit Card News

Atmos Rewards Ascent Visa Signature is offering 80,000 points after spending $4000 in 3 months. That’s up 20,000 points over their standard offer of 60,000 points, which requires $3000 in 3 months. The annual fee is $95. The elevated offer also includes a $99 Companion Fare and a 50% flight discount code, though the discount is fairly restrictive, applying only to select economy routes and travel between September 8 and November 18, 2026.

Atmos Rewards Visa Business is offering 80,000 points after spending $5000 in 3 months. That’s up 20,000 points over their standard offer of 60,000 points, which requires $4000 in 3 months. The annual fee is $70. The elevated offer also includes a $99 Companion Fare.

Chase Ultimate Rewards is offering a 70% transfer bonus to IHG One Rewards. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,700 IHG One Rewards points for every 1,000 Chase Ultimate Rewards points transferred. Offer expires April 30, 2026. This is not a great use of your Ultimate Rewards points as IHG regularly sells its points for 0.5¢ per point, so you'll get 2 points for 1 cent vs. 1.7 points for 1 cent with this transfer bonus.

Chase Ultimate Rewards is offering a 20% transfer bonus to Air Canada Aeroplan. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,200 Air Canada Aeroplan points for every 1,000 Chase Ultimate Rewards points transferred. This Aeroplan transfer bonus gets even better for those with a Chase Aeroplan card. Cardholders can get an extra 10% bonus on their transfers when transferring at least 50k points. Offer expires April 30, 2026.

Capital One Miles is offering a 30% transfer bonus to Japan Airlines Mileage Bank. The standard transfer ratio is 2:1.5, so with the bonus, you’ll receive 975 Japan Airlines Mileage Bank miles for every 1,000 Capital One miles transferred. Offer expires April 30, 2026.