Breaking Points: Credit Card News

Starting September 15, 2026, Wyndham will replace its long-standing three-tier award chart with a new four-tier structure. For the past seven years, award nights have cost either 7,500, 15,000, or 30,000 points. Under the new chart, award nights will cost 5,000, 15,000, 30,000, or 45,000 points. While we never like to see the introduction of a higher pricing tier, it's encouraging to see a new 5,000-point option for Wyndham's least expensive properties. Cardholders with the new Wyndham Rewards Earner Premier card will also receive a 25% discount on award stays, reducing a 5,000-point redemption to just 3,750 points.

Wyndham has refreshed its entire credit card lineup, introducing the new Wyndham Rewards Earner Premier card while also making changes to its three existing cards. All four cards currently feature elevated welcome offers. We've updated every Wyndham card page on Points Navigator with the new benefits, welcome offers, and comparisons (see the links below). Existing cardholders will keep their current annual fees and benefits, although Wyndham has said product changes to the refreshed cards may become available in the future.

World of Hyatt is offering two promotions on stays at its Under Canvas glamping properties. The first is a 15% points rebate on award stays, while the second awards 1 American Airlines AAdvantage mile per $1 spent on paid stays. Register for the 15% rebate by November 30, 2026 and complete your stay by December 1, 2026. For the AAdvantage offer, register by September 12, 2026 and stay by September 13, 2026. Neither promotion is worth planning a trip around, but if you already have an Under Canvas stay in mind, they're worth activating depending on whether you're redeeming points or paying cash. Under Canvas properties don't follow Hyatt's standard award chart, but certain redemptions can still exceed 1.5¢ per point with the 15% rebate.

Delta has launched a three-day award sale with round-trip flights starting at 12,000 SkyMiles to Mexico and the Bahamas and 40,000 SkyMiles to Europe. Delta co-branded cardholders can stack their 15% TakeOff 15 discount to bring these prices even lower. These prices are for Delta Main Basic, which does not include free seat selection or checked bags. Upgrading to Main Classic, which includes both, increases the price to 21,800 miles round trip to Mexico and the Bahamas and 60,000 miles round trip to Europe. Check out all the details here and book by June 25, 2026.

U.S. Bank has confirmed it stopped accepting new applications for the U.S. Bank Shopper Cash Rewards card on June 23, 2026. While we didn't generally recommend the card to points enthusiasts because U.S. Bank Rewards doesn't offer airline or hotel transfer partners, it did have a niche following thanks to its 6% cash back on up to $1,500 in quarterly purchases at two retailers of your choice. Existing cardholders can continue to keep and use the card with its current benefits.