Award System

US Bank Flex Perks

US Bank Flex Perks

Bank

US Bank

Bank Details »

Reconsideration Phone
800.374.7979

Breaking Points

Bonus Points Minimum Spend Point Value Annual Value Annual Fee 1st Year Value
75,000 $10,000 1.1 ¢ $0 $195 $740
Best Value Differentiating Perks Rules
2X on all purchases 5/24 , Citi 6/6
Card Type: Business

Spend Categories

All Other = »

2X points
2.2¢ Per Dollar Spent

Hotels - »

6X points
6.6¢ Per Dollar Spent

Digital Wallet = »

2X points
2.2¢ Per Dollar Spent

Point Transfer Options

Transfer To Spouse/Partner Yes

Transfer To Friends Yes

Travel Partner Transfers

Outside Point System US Bank Flex Perks

Transfers Out To
Point Transfer Options
Cash in Cents

1:1 91% value retained

Bottom Line

Why You Might Want This Card

Exceptions To The Rule

About US Bank Flex Perks

Flex Perks offer a diverse reward system. They can be redeemed towards travel, merchandise rewards, gift cards, statement credit and uniquely real-time mobile rewards after setting up and activating your account. The best redemption is through the U.S. Bank portal, specifically purchasing airline tickets. Revisit your love for Orbitz when collecting these points because going through U.S. Banks online store, clicking the Orbitz portal and booking new flights with your Flex Points will give you some outstanding value -- possibly worth more than you’ve ever seen. Another good redemption option -- both easy and fast -- is booking directly with the merchants and then getting compensated with a statement credit. That way you can earn points on your upfront purchase.

Earning is easy with your sign-up bonus and 2 points per $1 spent on most cell phone service providers, charitable donations and one of these 3 alternating categories: gas, groceries or airline tickets. If you hate keeping track of which card to whip out while making what purchase, this one will do the math for you and just apply the 2 points toward whichever category you spent the most money on during the last billing cycle.

Where US Bank Business Altitude Power Fits In This Point Ecosystem

Personal Experience

Application Rules

Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months

You'll be declined if there are 6 or more hard inquiries on your credit report the past 6 months

Breaking Points

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