Breaking Points: Credit Card News

Bilt’s July 2026 Rent Day promotion includes a transfer bonus to Hilton Honors. Platinum members receive a 175% bonus, Gold 150%, Silver 100%, and Blue 75%, with the option to boost the bonus by an additional 25% by redeeming $150 in Bilt Cash. Platinum members can receive up to a 200% bonus. Transfers are capped at 100,000 points for earning the bonus, and the offer is valid only on July 1, 2026. This is not a great offer, especially if you have an Amex card that earns Membership Rewards, as the regular transfer ratio is 1:2. Hilton points are not worth much, so unless you need a top up or found an outsized deal, we recommend skipping this one.

Book an eligible hotel in Leading Hotels of the World's Explore Collection by June 30, 2026 and earn double Leaders Club points on stays through September 21, 2026. Only about 80 properties participate, so be sure your hotel is included before booking. This promotion can also stack with other offers. Amex is currently targeting some cardholders with a 15,000-point bonus after spending $700 at Leading Hotels of the World, and many participating properties are also available through Amex Fine Hotels + Resorts. If you hold the Amex Platinum or Business Platinum card and haven't used your semi-annual $300 hotel credit, this could be a good opportunity to stack multiple offers on the same stay. Just be sure to include your Leaders Club number when booking. Click here for full promotion details.

Starting September 15, 2026, Wyndham will replace its long-standing three-tier award chart with a new four-tier structure. For the past seven years, award nights have cost either 7,500, 15,000, or 30,000 points. Under the new chart, award nights will cost 5,000, 15,000, 30,000, or 45,000 points. While we never like to see the introduction of a higher pricing tier, it's encouraging to see a new 5,000-point option for Wyndham's least expensive properties. Cardholders with the new Wyndham Rewards Earner Premier card will also receive a 25% discount on award stays, reducing a 5,000-point redemption to just 3,750 points.

Wyndham has refreshed its entire credit card lineup, introducing the new Wyndham Rewards Earner Premier card while also making changes to its three existing cards. All four cards currently feature elevated welcome offers. We've updated every Wyndham card page on Points Navigator with the new benefits, welcome offers, and comparisons (see the links below). Existing cardholders will keep their current annual fees and benefits, although Wyndham has said product changes to the refreshed cards may become available in the future.

World of Hyatt is offering two promotions on stays at its Under Canvas glamping properties. The first is a 15% points rebate on award stays, while the second awards 1 American Airlines AAdvantage mile per $1 spent on paid stays. Register for the 15% rebate by November 30, 2026 and complete your stay by December 1, 2026. For the AAdvantage offer, register by September 12, 2026 and stay by September 13, 2026. Neither promotion is worth planning a trip around, but if you already have an Under Canvas stay in mind, they're worth activating depending on whether you're redeeming points or paying cash. Under Canvas properties don't follow Hyatt's standard award chart, but certain redemptions can still exceed 1.5¢ per point with the 15% rebate.