Capital One Venture is offering 75,000 points + $250 after spending $4 000 in 3months with a $95 annual fee.. That's up $250 over their standard offer of 75,000 after spending $4000 in 3 months.
Capital One Venture Rewards Credit Card Review
Key Takeaways
The Venture Rewards card is fine if the $95 annual fee feels more approachable than the Venture X’s $395 — but if you can swing the higher fee, go straight for the Venture X. That card offers more benefits and long-term value. Still, the Venture card delivers a solid 75,000-mile sign-up bonus, 2x miles on all purchases, and useful features like the purchase eraser and Global Entry/TSA PreCheck credit, making it a great one-year value or a strategic play in a two-player setup.
Why This Card Could Be Right For You
The Venture Rewards card works well for beginners or as a companion card in a two-player game.
- 75,000-mile sign-up bonus after meeting the minimum spend (sometimes up to 90k with targeted offers)
- 2x miles on all purchases
- 5x miles on hotels and rental cars booked through Capital One Travel
- Global Entry/TSA PreCheck credit ($100)
- Access to 14 airline and 2 hotel transfer partners
- Capital One’s unique Purchase Eraser lets you wipe out nearly any travel-related charge — including Airbnb and VRBO — at 1:1 value
When The Usual Advice Doesn't Apply
This card may not be a great fit if:
- You’re flying solo in the hobby and can maximize the superior perks of the Venture X
- You’re comfortable with higher annual fees and want better long-term value
- You’re looking for premium card benefits like lounge access and anniversary bonuses
What to Know About Capital One Miles
Capital One is a flexible point system we use for travel items that other systems don't cover
- Car Rentals, cruises, and vacation home rentals top our list of uses for Capital One Miles
- Partner transfers are niche airlines and hotel brands, making the points less attractive
- Point redemptions are so similar to cash that they can be less satisfying for the hobbyist
- Capital One is particularly attractive to businesses with large spends
How The Capital One Venture Rewards Credit Card Fits In The Capital One Miles Ecosystem
This card is best seen as a stepping stone — or a role player in a larger strategy.
- A good first-year value, especially for those not ready to commit to Venture X
- Works well in a two-player household if one partner grabs this card and the other gets the Venture X
- After the first year, most will find the Venture X, Chase Sapphire cards, or Amex Gold/Platinum offer more value for a higher fee
- If you’re not getting significant use from this card after year one, consider downgrading to the VentureOne before the next annual fee hits
My Experience, No Filter
We picked up the Venture early on when we weren’t yet ready for premium fees. It worked well that first year—we landed a 90k bonus and learned the value of flexible redemptions. Eventually, I upgraded to the Venture X, and now we use that as our long-term keeper. This card still comes in handy during brief pauses between bonuses, but it’s not one we’ll hold forever.
Card Information
| Bonus Points | Minimum Spend | Point Value | Annual Value | Annual Fee |
1st Year Value
|
|---|---|---|---|---|---|
| 100,000 | $4,000 | 1.1 ¢ | $0 | $95 |
$1049
|
| Best Value | Differentiating Perks | Rules |
|---|---|---|
| Wyndham transfers | 10x Miles at hotels.com, 2x miles everything else | 5/24 |
Spend Categories
All Other = »
2X points
2.2¢ Per Dollar Spent
Hotels - »
10X points
11¢ Per Dollar Spent
Rideshare and Transit - »
5X points
5.5¢ Per Dollar Spent
Card Benefits
TSA Pre Check »
Get up to $120statement credit for Global Entry, or TSA PreCheck.
Get up to $120statement credit for Global Entry, or TSA PreCheck.
Car Rental Insurance »
Using this card gives you secondary car rental insurance on collision and theft, up to the cost of the vehicle for 15 days. Any international rentals are covered by primary insurance when using this card.
Using this card gives you secondary car rental insurance on collision and theft, up to the cost of the vehicle for 15 days. Any international rentals are covered by primary insurance when using this card.
Travel Insurance »
Travel Accident Insurance up to $250,000 for death or dismemberment caused by travel companies and lost luggage insurance up to $3,000 per person
Travel Accident Insurance up to $250,000 for death or dismemberment caused by travel companies and lost luggage insurance up to $3,000 per person
No Foreign Transaction Fees »
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.
Roadside Assistance »
Call 1-800-847-2869; a flat $69.95 charge for towing up to 5 miles, tire changing, jump starting, locksmith service, fuel delivery and standard winching; cardholder will be charged for any additional services or goods provided.
Call 1-800-847-2869; a flat $69.95 charge for towing up to 5 miles, tire changing, jump starting, locksmith service, fuel delivery and standard winching; cardholder will be charged for any additional services or goods provided.
Purchase Protection »
You're covered on items lost or stolen within 90 days, up to $10,000 per claim, and $50,000 per cardholder.
You're covered on items lost or stolen within 90 days, up to $10,000 per claim, and $50,000 per cardholder.
Extended Warranty »
You can double the warranty up to 1 additional year on eligible purchases with warranties of 3 years or less.
You can double the warranty up to 1 additional year on eligible purchases with warranties of 3 years or less.
Point Transfer Options
Transfer To Spouse/Partner Yes
Transfer To Friends Yes
Travel Partner Transfers
Capital One Miles Outside Point System
Transfers Out To
Air Canada Aeroplan
1:1 127% value retained
Avianca LifeMiles
1:1 127% value retained
British Airway Executive Avios
1:1 91% value retained
Cash in Cents
1:1 91% value retained
Cathay Pacific
2:1.5 82% value retained
Etihad Guest
1:1 109% value retained
Flying Blue and Air France
1:1 109% value retained
Qantas Frequent Flyer
1:1 109% value retained
Singapore KrisFlyer
1:1 118% value retained
Turkish Airways
1:1 109% value retained
Virgin Atlantic Flying Club
1:1 127% value retained
Wyndham Rewards
1:1 91% value retained
Capital One Venture Rewards Application Rules
Your application will be declined if 5 new cards are reported on your personal credit report in the past 24 months
Ranking of Cards Offering Capital One Miles
Best for Series
Below is a snapshot of where this card performs best compared to the other cards in our database:
Rank
7th
Rank
5th
Rank
5th
Rank
9th
Honorable Mention
Breaking Points
February 28, 2025
Capital One Venture
May 24, 2022
Venture Capital One New Sign Up Bonus
Capital One Venture Card now offering 75,000 sign up bonus after spending $4000 in 3 months + 2x unlimited miles on ever dollar earned. This card does have a $95 annual fee.
April 1, 2021
Capital One New Sign Up Offer & New Portal
New Sign-Up offer on the Capital One Venture Card, get 100,000 miles after a $20,000 spend within the first 12 months. Miles are coming at the perfect time with the new partnership between Capital Once & Hopper giving travelers access to Capital One Travel Portal with easy earning & redemption of all those rewards. Maybe a good time to re-examine, what's in your wallet?