The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results

How well do you know the credit card points game?
Relative Beginner Intermediate Advanced

Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

September 18, 2025

Southwest Rapid Rewards Performance Business

Southwest Rapid Rewards Performance Business card is offering 120,000 points after spending $10000 in 3 months with a $299 annual fee.. That's up 40,000 points over their standard offer of 80,000 points after spending $5000 in 3 months

September 12, 2025

Chase Ink Business Cash & Ink Unlimited

Chase Ink Business Cash & Ink Unlimited cards are offering 90,000 points after spending $0 in 3 months. That's up from an average standard offering of 75,000 points after spending $0 in 3 months.

September 4, 2025

IHG One Rewards Premier Business

IHG One Rewards Premier Business card is offering 200,000 after spending $9000 in 6 months(Earn 140,000 bonus after you spend $4,000 on purchases within the first 3 months of account opening. Plus earn an additional 60,000 bonus after you spend $9,000 total on purchases within 6 months) with a $ 99 annual fee.. That's up 60,000 points over their standard offer of 140,000 after spending $4000 in 3 months.

September 4, 2025

IHG One Rewards Premier

IHG One Rewards Premier is offering 165,000 points after spending $3000 in 3 months with a $99 annual fee.. That's up 25,000 points over their standard offer of 140,000 points after spending $3000 in 3 months.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Delta SkyMiles Reserve Offer Ends Oct 29, 2025

125,000 Bonus Points

Card Details
Card Delta SkyMiles Gold Offer Ends Oct 29, 2025

80,000 Bonus Points

Card Details
Card Delta SkyMiles Gold Business Offer Ends Oct 29, 2025

90,000 Bonus Points

Card Details
Card Delta SkyMiles Platinum Offer Ends Oct 29, 2025

90,000 Bonus Points

Card Details