The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results

How well do you know the credit card points game?
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Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

July 21, 2025

United Club Card Business

United Club Card Business is offering 100,000 points after spending $5000 in 3 months with a $695 annual fee.. That's up 20,000 points over their standard offer of 80,000 points after spending $5000 in 3 months. Offer expires 11/05/25

July 21, 2025

United Business Card

United Business Card is offering 100,000 points after spending $5000 in 3 months with a $150 annual fee.. That's up 25,000 points over their standard offer of 75,000 points after spending $5000 in 3 months. Offer expires 11/05/25

July 11, 2025

Citi AAdvantage Platinum Select WE MC

Citi AAdvantage Platinum Select WE MC is offering 80,000 points after spending $3500 in 4 months with a $0 for first year ,then $99 annual fee.. That's up 30,000 points over their standard offer of 50,000 after spending $3000 in 3 months.

June 23, 2025

United Quest Card

United Quest Card is offering 100,000 points after spending $4000 in 3 months with a $350 annual fee.. That's up 40,000 points over their standard offer of 60,000 after spending $4000 in 3 months. Offer expires 8/20/25

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Hilton Honors Surpass Offer Ends Aug 13, 2025

130,000 Bonus Points

Card Details
Card Hilton Honors Offer Ends Aug 13, 2025

100,000 Bonus Points

Card Details
Card Hilton Honors Aspire Offer Ends Aug 13, 2025

175,000 Bonus Points

Card Details
Card Hilton Honors Business Offer Ends Aug 13, 2025

175,000 Bonus Points

Card Details