The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results

How well do you know the credit card points game?
Relative Beginner Intermediate Advanced

Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

January 23, 2026

IHG One Rewards Premier

IHG One Rewards Premier is offering 175,000 points after spending $5000 in 3 months with a $99 annual fee.. That's up 35,000 points over their standard offer of 140,000 points after spending $3000 in 3 months.

January 22, 2026

Air France KLM

Air France KLM is offering 70,000 points after spending $3000 in 3 months with a $89 annual fee.. That's up 20,000 points over their standard offer of 50,000 points after spending $2000 in 3 months.

January 16, 2026

British Airways

British Airways Card is offering 90,000 points after spending $5000 in 3 months with a $95 annual fee.. That's up 15,000 points over their standard offer of 75,000 points after spending $5000 in 3 months.

January 16, 2026

Atmos Rewards Ascent Visa Signature

Atmos Rewards Ascent Visa Signature Card is offering 70,000 Points after spending $3000 in 3 months with a $70 annual fee.. That's up 10,000 points over their standard offer of 60,000 after spending $3000 in 3 months.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »