The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results

How well do you know the credit card points game?
Relative Beginner Intermediate Advanced

Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

March 23, 2025

Chase Freedom Unlimited

Chase Freedom Unlimited is offering 25,000 points after spending $500 in 3 months with no annual fee.. That's up 5,000 points over their standard offer of 20,000 after spending $500 in 3 months.

March 23, 2025

Wyndham Rewards Earner Business

Wyndham Rewards Earner Business card is offering 75,000 after spending $12000 in 12 months(Earn 50,000 bonus after you spend $4,000 on purchases within the first 3 months of account opening. Plus earn an additional 25,000 bonus after you spend $12,000 total on purchases within 12 months) with a $ 95 annual fee.. That's up 30,000 points over their standard offer of 45,000 after spending $3000 in 3 months.

March 23, 2025

IHG One Rewards Premier Business

IHG One Rewards Premier Business card is offering 200,000 after spending $9000 in 6 months(Earn 140,000 bonus after you spend $4,000 on purchases within the first 3 months of account opening. Plus earn an additional 60,000 bonus after you spend $9,000 total on purchases within 6 months) with a $ 99 annual fee.. That's up 60,000 points over their standard offer of 140,000 after spending $4000 in 3 months.

March 17, 2025

Marriott Bonvoy Brilliant

Marriott Bonvoy Brilliant Card is offering 185,000 points after spending $6000 in 6 months with a $650 annual fee.. That's up 90,000 points over their standard offer of 95,000 points after spending $6000 in 6 months. Offer expires 05/14/2025

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Southwest Rapid Rewards Premier Offer Ends Mar 31, 2025

30,000 Bonus Points

Card Details
Card Southwest Rapid Rewards Priority Offer Ends Mar 31, 2025

30,000 Bonus Points

Card Details
Card Southwest Rapid Rewards Plus Offer Ends Mar 31, 2025

30,000 Bonus Points

Card Details
Card Delta SkyMiles Reserve Offer Ends Apr 2, 2025

100,000 Bonus Points

Card Details