The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results

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Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

June 23, 2025

United Quest Card

United Quest Card is offering 100,000 points after spending $4000 in 3 months with a $350 annual fee.. That's up 40,000 points over their standard offer of 60,000 after spending $4000 in 3 months. Offer expires 8/20/25

June 12, 2025

Hilton Honors

Hilton Honors is offering 100,000 points +$100 Statement Credit after spending $2000 in 6months with a $0 annual fee.. That's 20,000 points over their standard offer of 80,000 after spending $2000 in 6 months. Offer expires 8/13/25.

June 12, 2025

Hilton Honors Aspire

Hilton Honors Business is offering 175,000 points after spending $6000 in 6 months with a $550 annual fee.. That's up 25,000 points over their standard offer of 150,000 points after spending $6000 in 6 months. Offer expires 08/13/25.

June 12, 2025

Hilton Honor Business

Hilton Honors Business is offering 175,000 points after spending $10000 in 6 months(Earn 150,000 points after you spend $8,000 on purchases within the first 6 months of account opening. Plus earn an additional 25,000 points after you spend $10,000 total on purchases within 6 months.) with a $195 annual fee.. That's up 45,000 points over their standard offer of 130,000 points after spending $6000 in 6 months. Offer expires 08/13/25.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card World of Hyatt Business Offer Ends Jun 30, 2025

60,000 Bonus Points

Card Details
Card Delta SkyMiles Reserve Offer Ends Jul 16, 2025

100,000 Bonus Points

Card Details
Card Delta SkyMiles Gold Offer Ends Jul 16, 2025

80,000 Bonus Points

Card Details
Card Delta SkyMiles Gold Business Offer Ends Jul 16, 2025

90,000 Bonus Points

Card Details