The Points Tool You've Always Wanted

We Rank Cards Based
on Dollar Values

Point values vary a lot. But you'll know clearly how much each point is worth based on your priorities.

We Organize Your
Card Portfolio

We'll only recommend cards that you don't have — and cards that fit your goals. We'll also suggest changing cards you've outgrown. Personalized card recommendations.

We Organize your Card Portfolio

We Keep Track of
Approval Rules for You

We'll warn you on which rules you've tripped (or are about to trip). Then we'll coach you on how best to go forward while maximizing your points.

Click the answers to just 5 questions and get personalized results

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Breaking Points See All Breaking Points »

Check out the latest points-collecting news bits.

October 1, 2024

Freedom Flex 5% Categories

Freedom Flex's 5% categories for October through December include: McDonald's | PayPal | Pet Shops and Vet Services | Select Charities. You can find more details including a list of charities here. You must activate each quarter here.

September 16, 2024

Mini Points - October 2024

- Southwest Rapid Rewards Plus - Earn 85,000 points after spending $3000 in 3 months, $69/annual fee.

- Southwest Premier Credit Card - Earn 85,000 points after spending $3000 in 3 months, $99/annual fee.

- Southwest Priority Credit Card - Earn 85,000 points after spending $3000 in 3 months, $149/annual fee.

- British Airways - Signature Card - Earn 100,000 Avios after spending $7500 in 6 months, $95/annual fee.

September 12, 2024

American Express Delta Cards Making a Splash

- Delta Platinum Business - 100,000 miles after spending $8000 in 6 months, $350/annual fee.

- Delta Gold Business - 90,000 miles after spending $6000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve Business - 110,000 miles after spending $12000 in 6 months, $650/annual fee.

- Delta Platinum Personal - 90,000 miles after spending $4000 in 6 months, $350/annual fee.

- Delta Gold Personal - 80,000 miles after spending $3000 in 6 months, $0/annual fee, then $150/annual fee.

- Delta Reserve - 100,000 miles after spending $6000 in 6 months, $650/annual fee.


August 16, 2024

Mini Points - September 2024

- AAdvantage American Airlines Citi Mastercard - Limited time offer, earn 75,000 miles after spending $3500 in 4 months, $0 annual fee for first year then $99/year.

- World of Hyatt Business Chase Visa - Limited time offer, earn 60,000 points after spending $5000 in 3 months, $199/annual fee.

- Ink Business Unlimited Business Chase Visa - $900 cash back after spending $6000 in 3 months, $0/annual fee.

- Miles & More Barclays Lufthansa Mastercard - 80,000 miles after spending $3000 in 3 months, $89/annual fee.

- Wyndham Earner Visa - Earn 45,000 points after spending $2000 in 6 months, $0/annual fee.

Points Navigator Gives You Unique Insights Because

We Don't Take Money We Don't Take Money
From the Banks

So we recommend the cards that are best for you, not for us

When there is a change, we update everything When There is a Change,
We Update Everything

So you will never see the warning, "SOME things in this article are not true"

Our advice is personalized Our Advice is
Personalized

So you don't have to weed through cards you already have — or that don't fit your preferences

We rank and automate everything We Rank &
Automate Everything

So you'll know what card is best, & we'll keep track of rules & annual fees for you

Most Popular Guides to Collecting Points See All Guides »

Limited-time Offers See All Limited-time Offers »

Card Delta SkyMiles Reserve Personal Offer Ends Oct 23, 2024

100,000 Bonus Points

Card Details
Card Delta SkyMiles Gold Personal Offer Ends Oct 23, 2024

80,000 Bonus Points

Card Details
Card Delta SkyMiles Gold Business Offer Ends Oct 23, 2024

90,000 Bonus Points

Card Details
Card Delta Skymiles Platinum Personal Offer Ends Oct 23, 2024

90,000 Bonus Points

Card Details