Breaking Points: Credit Card News

Chase Sapphire Reserve is celebrating its 10th anniversary with a number of targeted offers for current cardholders. Current offers include $125 back after spending $500 with IHG, $250 back after spending $1,000 at Hyatt Miraval or Alila properties, $200 back after spending $200 with JSX, $125 back after spending $500 with SIXT, and $350 back after spending $1,500 with Wander. You must activate each offer prior to using, and each one has its own expiration date, ranging from October 16 through December 24, 2026. The JSX offer can effectively cover the full cost of an eligible $200 purchase, while the IHG and Hyatt offers provide 25% back when spending exactly the required amount. Check the Chase Offers section of your Sapphire Reserve account to see which ones are available.

Amex is targeting some cardholders with an offer to receive a $50 statement credit after spending $250 or more with National Car Rental by December 31, 2026. You can receive the credit even if you spread it out amongst multiple purchases, and eligible rentals must be booked directly with National in the U.S. or U.S. territories. If you spend exactly $250, you're essentially getting a 20% discount. You can also stack the offer with shopping portal rewards, but keep in mind that standard Amex rental-car coverage is typically secondary, even on the Platinum cards.

Rove has doubled its referral bonus through September 18, 2026. Both the person referring and the new member will earn 1,000 Rove miles, up from the usual 500 miles. The referrer receives the bonus once the new member earns at least 250 miles. In addition, the referrer continues to earn 10% of the miles the new member earns during their first six months. If you're planning to refer someone to Rove anyway, this is a good time to do it since you're getting twice the usual upfront bonus, but make sure the referee will actually earn miles to trigger the bonus.

Chase is adding two more $250 The Edit credits to the Sapphire Reserve for Business starting January 1, 2027, increasing the card's annual benefit from two credits to four, or up to $1,000 per calendar year. Each credit still requires a prepaid, minimum two-night stay booked through The Edit, with no requirement that the stay itself occur in 2027 as long as it is booked by December 31, 2027. Eligible stays also include daily breakfast for two, a $100 property credit, and space-available room upgrades, early check-in, and late checkout. If you book consecutive stays at the same property, you can use multiple $250 credits and still receive breakfast each day, but the stays are treated as one reservation for the $100 property credit, so you'll only receive that benefit once. This is a substantial improvement to a card with a $795 annual fee, with The Edit credits alone now worth up to $1,000 per year.

If you have a trip planned before November 2, IHG is offering 15% off award stays at properties worldwide for IHG credit cardholders and Platinum and Diamond elite members. Book by September 21, 2026, for stays through November 2, 2026. If you're planning a shorter stay during the promotion period, this can be a good opportunity to save some points. More importantly, if you already have an eligible award reservation, check the current price and rebook if the discounted rate is lower.