Breaking Points: Credit Card News

Hilton Honors Aspire is offering 175,000 miles after spending $6,000 in 6 months. That’s up 25,000 miles over their standard offer of 150,000 miles with the same spending requirement. The annual fee is $550. Offer expires 7/29/26.

Leading Hotels of the World is offering up to a 100% bonus on Leaders Club point purchases through June 12, 2026. Members receive a 50% bonus when purchasing 2,000-11,000 points, a 75% bonus on 12,000-29,000 points, and a 100% bonus on purchases between 30,000-70,000 points. Leaders Club normally sells points for 12¢ each, which sounds expensive compared to most hotel programs, but these are luxury properties that differ significantly from a typical Hilton or Hyatt stay. We value Leaders Club points at roughly 8¢ each, meaning the 100% bonus lets you buy points for 6¢ apiece, while the 75% bonus drops the price to about 6.86¢ each. Either tier can provide strong value with the right redemption. We generally wouldn’t recommend speculatively buying hotel points, but Leaders Club can offer outsized value at expensive luxury properties.

Bilt has announced a new partnership allowing Air France/KLM World Elite Mastercard cardholders to earn 3x Flying Blue miles on rent payments. After linking your card to your Bilt Rewards account, you can earn 3x on up to $50,000 in rent payments annually. Since Bilt charges a 3% fee when paying rent with the card, you’re effectively buying Flying Blue miles for 1¢ each. We value Flying Blue miles at roughly 1.3¢ apiece, so this could be a solid option for those who consistently get strong value from Flying Blue redemptions.

World of Hyatt is offering a 20% bonus when purchasing at least 7,000 points through July 27, 2026, allowing members to buy points for 2.17¢ each. We value Hyatt points at roughly 1.7¢ apiece, so this is not an especially compelling sale despite Hyatt’s strong redemption opportunities. While some high-end stays can still provide outsized value above 2.17¢ per point, we generally would not recommend buying speculatively at this price. With Hyatt’s new award chart and category changes taking effect tomorrow, it may make sense to wait until pricing settles before considering this promotion.

Choice Privileges is offering up to a 50% bonus on purchased points through May 24, 2026, allowing members to buy points for as low as 0.69¢ each. We value Choice points at roughly 0.70¢ apiece, so this can be a decent deal if you have a specific redemption in mind, especially since certain Choice properties can provide outsized value. The promotion requires a minimum purchase of 4,000 points.