Breaking Points: Credit Card News

US Bank Business Altitude Connect is offering 75,000 miles after spending $6,000 in 4 months. That’s up 15,000 miles over their standard offer of 60,000 miles with the same spending requirement. The annual fee is $0 for first year ,then $99.

Wyndham is offering up to a 100% bonus on purchased points through May 1, 2026. Most members can receive an 80%, 90%, or 100% bonus depending on the size of the purchase, while Wyndham Rewards Earner cardholders and Wyndham Rewards Insider members receive a full 100% bonus. You can buy Wyndham points at any time for 1.3¢ per point, so wiith the top bonus, points cost as little as 0.65¢ each, which is a great deal. The annual purchase limit has also been temporarily increased from 100,000 to 200,000 points, and you must buy a minimum of 3,000 points.

Bilt has added Wyndham Rewards as a new transfer partner. Points transfer at a 1:1 ratio, matching Chase, Citi, and Capital One. Wyndham joins Hyatt, Accor, Marriott, IHG, and Hilton as Bilt’s hotel transfer partners, expanding options for hotel redemptions. World of Hyatt remains our go-to for hotel transfers from Bilt, but with a major devaluation coming in May 2026, it’s good to have additional options.

American Express is adding a ChatGPT Business credit to both its Business Platinum and Business Gold cards this spring. The credit will be $300, but Amex did not specify whether it will be issued annually or split into monthly credits. A ChatGPT subscription currently costs $300 per year, so an annual credit would be the more valuable structure. It’s also unclear whether this will be an addition or a replacement for an existing benefit. We’ll update each card page once the credits go live.

American Express has launched a new mid-tier cash back business card called the Amex Graphite Unlimited 2% Cash Back card. It carries a $295 annual fee and earns unlimited 2% cash back on all purchases, plus 5% back on hotels and airfare booked through the Amex Travel portal. The signup bonus is $1,500, but it requires $50,000 in spending in the first 6 months. The bonus is issued as Reward Dollars, which can be redeemed as statement credits or at Amazon at 1 cent per point. This lands near the bottom of our list of recommended American Express business cards. American Express also announced plans to launch a new Corporate Cash Back card in Fall 2026.