Breaking Points: Credit Card News

Citi ThankYou Rewards is offering a 40% transfer bonus to Turkish Airlines Miles&Smiles. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,400 Turkish Airlines Miles&Smiles miles for every 1,000 Citi ThankYou Rewards points transferred. The bonus is capped at 50,000 miles. Offer expires August 31, 2026. This bonus is on Turkish's side for transfers from Citi. The Miles earned during the campaign will be credited after the campaign ends.

For a limited time, United Business card is offering 100,000 bonus miles after $5,000 in purchases in 3 months, compared to it's standard 75,000 bonus points ,with a $150 annual fee. The United Club Business card is also offering 100,000 bonus miles after $5,000 in purchases in 3 months, compared to it's standard 80,000 bonus points ,with a $695 annual fee.

Capital One Miles is offering a 15% transfer bonus to Avianca LifeMiles. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,150 Avianca LifeMiles for every 1,000 Capital One Miles transferred. Offer expires August 31, 2026.

Southwest is targeting some Rapid Rewards members with a promotion that awards A-List status through the rest of 2026 after just two round-trip flights or four one-way flights. You must book the fights through SWABIZ or another qualifying business booking channel. The flights must be paid with cash, LUV Vouchers, gift cards, flight credits, or cash+points. Reward flights are excluded. You can also earn 20,000 bonus Rapid Rewards points by flying four round trips or eight one-way flights. You must register before booking and complete eligible travel by October 31, 2026. Click here to see if you are targeted for the offer. If you have upcoming Southwest travel, this is one of the easiest ways we've seen to earn A-List status.

IHG is offering 10,000 bonus points for every two eligible paid nights at Ruby Hotels through early November. Ruby is IHG's newest hotel brand and has 21 properties in its portfolio, but they are all across Europe. It must be a cash booking to qualify, so you will not be able to use points or a combination of cash + points. If you stay by the end of August, you can stack this with a separate promotion IHG is running where you can earn 2,000 points per night stay or 8,000 points per 5 night stay. If you were already planning to stay at one of these properties or are planning a trip to Europe during this time frame, it's a worthwhile promotion to register for.