Breaking Points: Credit Card News

Citi ThankYou Rewards is offering a 50% transfer bonus to Accor Live Limitless. The standard transfer ratio is 2:1, so with the bonus, you’ll receive 750 Accor Live Limitless points for every 1,000 Citi ThankYou Rewards points transferred. Offer expires July 18, 2026.

Delta is running an unadvertised flash sale on Delta One business class flights to Europe this summer, with award prices starting at 115,000 SkyMiles one-way. Availability currently exists from both the East and West Coasts on many dates between June and August, with the best options appearing to be in Italy, Spain, France, and the UK. While 115k miles is higher than what you can sometimes find through other programs, it's an excellent price for Delta One during peak summer travel, especially on short notice. Delta also does not pass along fuel surcharges, keeping taxes and fees to about $6 outbound and $50 on return flights. Delta credit card holders receive a 15% award discount, bringing the starting price down to just 97,750 miles. These fares likely won't last long, so book quickly if you're interested.

Southwest is offering double Rapid Rewards points on eligible flights booked by June 15, 2026. Registration is required, and travel must be completed by November 18, 2026. You can log in and register here. We wouldn't book a trip solely for this promotion, but if you already have Southwest travel planned, it's worth registering. If you have an existing reservation during the promo period, it may also be worth checking the price and rebooking if it's the same or has gone down.

The Chase Sapphire Reserve for Business is offering 200,000 points after spending $30,000 in 6 months. That’s up 50,000 miles over their standard offer of 150,000 miles after spending $20,000 in 3 months. There is a $795 annual fee. Chase is also offering a lucrative, 40,000 point referral bonus for this card. This offer matches the highest ever offer on this card.

Both the Chase Ink Cash and Ink Unlimited are offering 100,000 points after spending $8,000 in the first 4 months. That's up 25,000 points over their standard offer of 75,000 points after $6,000 in spending and the highest welcome offer we've ever seen on either card. Neither card charges an annual fee, and Chase is also offering elevated 40,000-point referral bonuses. Keep in mind that Chase recently added family lifetime restrictions to these cards, so if you've previously earned a welcome bonus on either one, you're unlikely to qualify again. The good news is that Chase will display a popup warning before a hard pull if you're ineligible for the bonus.