Breaking Points: Credit Card News

Atmos Rewards Visa Business is offering 80,000 points after spending $5000 in 3 months. That’s up 20,000 points over their standard offer of 60,000 points, which requires $4000 in 3 months. The annual fee is $70. The elevated offer also includes a $99 Companion Fare.

Chase Ultimate Rewards is offering a 70% transfer bonus to IHG One Rewards. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,700 IHG One Rewards points for every 1,000 Chase Ultimate Rewards points transferred. Offer expires April 30, 2026. This is not a great use of your Ultimate Rewards points as IHG regularly sells its points for 0.5¢ per point, so you'll get 2 points for 1 cent vs. 1.7 points for 1 cent with this transfer bonus.

Chase Ultimate Rewards is offering a 20% transfer bonus to Air Canada Aeroplan. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,200 Air Canada Aeroplan points for every 1,000 Chase Ultimate Rewards points transferred. This Aeroplan transfer bonus gets even better for those with a Chase Aeroplan card. Cardholders can get an extra 10% bonus on their transfers when transferring at least 50k points. Offer expires April 30, 2026.

Capital One Miles is offering a 30% transfer bonus to Japan Airlines Mileage Bank. The standard transfer ratio is 2:1.5, so with the bonus, you’ll receive 975 Japan Airlines Mileage Bank miles for every 1,000 Capital One miles transferred. Offer expires April 30, 2026.

Flying Blue’s April 2026 Promo Rewards include 25% off select routes between North America and Europe. One-way awards start at 18,750 miles in economy from cities such as New York, Boston, Seattle, Miami, San Diego, Atlanta, San Francisco, and Las Vegas. There is one business class offering from Portland starting at 45,000 miles. Book between April 1 and April 30, 2026 for travel through September 30, 2026. Taxes and surcharges still apply and can range from about $100 to $300, even in economy. We found better availability for travel in April than later in the summer, particularly from West Coast departure cities. There is also a 25% discount on select intra-European routes. Full promotion details are available on Flying Blue’s website.