Breaking Points: Credit Card News

Capital One Miles is offering a 30% transfer bonus to EVA Air Infinity MileageLands. The standard transfer ratio is 4:3, so with the bonus, you’ll receive 975 EVA Air Infinity MileageLands miles for every 1,000 Capital One Miles transferred. Offer expires July 31, 2026.

CLEAR has increased the price of both new memberships and renewals from $209 to $219. American Express has confirmed it will also increase the CLEAR statement credit on eligible cards to fully cover the higher cost. We expect other issuers that offer CLEAR credits to follow suit, and we'll update our card pages if and when those changes are announced.

Update: Additional Chase Q3 spending offers and card-specific registration links have surfaced. Offers vary widely by card and account, so it may be worth trying both the card-specific links and Chase’s general MyBonus page even if you were not notified directly.

If you have Chase cards, it's worth checking for targeted third-quarter spending offers, as there are some strong bonuses available on select cards. Here are a few of the best offers we've seen:

• Aeroplan: Earn 10x points on up to $1,000 in purchases at grocery stores, gas stations, and restaurants.
• Marriott, Southwest, United, Disney, Ritz-Carlton, Amazon, and select other cards: Earn 5x or more on up to $1,000 in eligible purchases.
• Hyatt, IHG, United, and other co-branded cards: Earn bonus points after meeting targeted spending thresholds, with some offers as high as 12,000 points.

Offers are valid on eligible purchases from July 1 through September 30, 2026. You can check here to see if you've been targeted. Our friends over at Frequent Miler have compiled a thorough list of all offers and links to each.

Bilt’s July 2026 Rent Day promotion includes a transfer bonus to Hilton Honors. Platinum members receive a 175% bonus, Gold 150%, Silver 100%, and Blue 75%, with the option to boost the bonus by an additional 25% by redeeming $150 in Bilt Cash. Platinum members can receive up to a 200% bonus. Transfers are capped at 100,000 points for earning the bonus, and the offer is valid only on July 1, 2026. This is not a great offer, especially if you have an Amex card that earns Membership Rewards, as the regular transfer ratio is 1:2. Hilton points are not worth much, so unless you need a top up or found an outsized deal, we recommend skipping this one.

Book an eligible hotel in Leading Hotels of the World's Explore Collection by June 30, 2026 and earn double Leaders Club points on stays through September 21, 2026. Only about 80 properties participate, so be sure your hotel is included before booking. This promotion can also stack with other offers. Amex is currently targeting some cardholders with a 15,000-point bonus after spending $700 at Leading Hotels of the World, and many participating properties are also available through Amex Fine Hotels + Resorts. If you hold the Amex Platinum or Business Platinum card and haven't used your semi-annual $300 hotel credit, this could be a good opportunity to stack multiple offers on the same stay. Just be sure to include your Leaders Club number when booking. Click here for full promotion details.