Breaking Points: Credit Card News

Amex has a nice targeted offer for Small Luxury Hotels bookings where you can receive $100 back after spending at least $300. You must activate the offer and book directly through slh.com for stays between October 2 and December 31, 2026. The offer is valid for bookings in the Americas, Caribbean, Europe, Asia, and Oceania. This essentially gives you 33% back on a $300 stay, making it worth checking your Amex Offers if you have an upcoming Small Luxury Hotels stay.

IHG One Rewards Premier Business cardholders have received an email from Chase informing them that the card's annual anniversary free night certificate will increase from 40,000 points to 50,000 points beginning after December 31, 2026. Cardholders receive one certificate each year after their account anniversary, with no spending requirement beyond paying the card's $99 annual fee. You'll still be able to add an unlimited number of IHG points to the certificate to book properties costing more than 50,000 points per night. This is a nice improvement that should make the annual certificate easier to use without having to add your own points. So far, only IHG Business cardholders have been notified of the increased certificate cap.

Rove Miles has added Copa Airlines ConnectMiles as a new transfer partner and is celebrating the launch with a 40% transfer bonus through September 30, 2026. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,400 Copa ConnectMiles for every 1,000 Rove Miles transferred.

Capital One Miles is offering a 30% transfer bonus to Japan Airlines Mileage Bank. The standard transfer ratio is 4:3, so with the bonus, you’ll receive 975 Japan Airlines Mileage Bank miles for every 1,000 Capital One Miles transferred. Offer expires September 30, 2026.

Amex Membership Rewards is offering a 30% transfer bonus to Hilton Honors. The standard transfer ratio is 1:2, so with the bonus, you’ll receive 2,600 Hilton Honors points for every 1,000 Amex Membership Rewards points transferred. Offer expires October 14, 2026.