Breaking Points: Credit Card News

Rakuten is offering a $90 bonus (or 9,000 Bilt points if you've selected Bilt as your earning preference) when applying for the Chase Freedom Unlimited as a new Chase customer. This stacks with the card's current welcome offer of 20,000 Ultimate Rewards points, creating a solid overall package for a no-annual-fee card. The Freedom Unlimited pairs especially well with a Sapphire card, allowing you to combine rewards and transfer points to Chase's travel partners. If you have Rakuten set to earn Amex Membership Rewards, you will not see this offer. Your Rakuten account must be set to earn cash back or Bilt points.

Amex Membership Rewards is offering a 25% transfer bonus to Air France–KLM Flying Blue. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,250 Flying Blue miles for every 1,000 Amex Membership Rewards points transferred. Offer expires June 30, 2026.

Rove Miles is offering a 50% transfer bonus to Turkish Airlines Miles&Smiles. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,500 Turkish Airlines Miles&Smiles miles for every 1,000 Rove Miles transferred. Offer expires June 30, 2026. Please note that the Bonus Miles awarded through this campaign are strictly Bonus Miles; no additional Status Miles will be credited.

United is offering a 25% bonus when transferring hotel points to MileagePlus through June 30, 2026. We generally don't recommend transferring between hotel and airline programs because of poor transfer ratios, but Marriott transfers can be interesting thanks to its partnership with United. Transfer 60,000 Marriott points and you'll receive 35,000 United miles after Marriott's standard 10,000-mile bonus and United's 25% transfer bonus. You must register for the promotion before transferring, and bonus miles may not post until January 2027, so this is best suited for travelers who don't need the miles immediately.

If you own a Citi Strata Elite card, you can stack promo code FUTBOL26 with your $100 semi-annual Blacklane credit for an even larger discount on rides booked through Blacklane. While Blacklane generally costs more than Uber or Lyft, combining the promo code with the Strata Elite credit could easily make a short airport transfer or ride in a major city completely free. The offer appears to be tied to the upcoming World Cup, so availability may vary by city and booking.