Breaking Points: Credit Card News

Delta SkyMiles Reserve is offering 100,000 points after spending $6000 in 6 months, plus up to 25,000 more bonus points by spending a total of $9,000 in the first 6 months. That’s up from their standard offer of 70,000 points, which requires $5000 in 6 months. The annual fee $650. Offer expires 7/15/2026

Delta SkyMiles Platinum is offering 80,000 points after spending $4000 in 6 months, plus up to 20,000 more bonus points by spending a total of $6,000 in the first 6 months. That’s up from their standard offer of 60,000 points, which requires $3000 in 6 months. The annual fee $350. Offer expires 7/15/2026.

Delta SkyMiles Gold is offering 70,000 points after spending $3000 in 6 months, plus up to 20,000 more bonus points by spending a total of $5,000 in the first 6 months. That’s up from their standard offer of 50,000 points, which requires $2000 in 6 months. The annual fee is $0 for first year, then $150. Offer expires 7/15/2026

We don’t generally highlight shopping portal offers, but this is worth noting if you have an Amex Platinum and have not used your quarterly $75 Lululemon credit yet. Capital One Shopping is currently offering 15x back at Lululemon, which can stack with the Platinum card’s quarterly credit. If you were already planning to use the credit, clicking through Capital One Shopping first is an easy way to add extra rewards. Gift cards, promo codes, and certain discounted or excluded purchases may not qualify, so check the portal terms before buying.

Delta has added new benefits across several of its co-branded Amex cards. Delta Gold personal and business cardholders will now receive up to $120 in annual rideshare credits. Delta has also added a second free checked bag benefit to all co-branded cards with an annual fee. While the first checked bag benefit still extends to up to eight companions on the same reservation, the second checked bag is more limited. Companions only receive a second free checked bag if they are also Basic Card Members on an eligible Delta Amex card and have their SkyMiles number attached to the reservation. The benefit is also limited to domestic itineraries.