Breaking Points: Credit Card News

For a limited time, the Capital One Spark Cash Business card includes a $250 travel credit in addition to its standard welcome bonus of $1,000 after spending $10,000 in 3 months. The Capital One Spark Cash Plus Business card includes a $500 travel credit in addition to the standard welcome offer of $2,000 after spending $30,000 within the first 3 months.

Two of the most popular loyalty programs have launched a new partnership. World of Hyatt and Air Canada's Aeroplan are now partners, offering reciprocal status challenges, new earning and redemption options, and a handful of other benefits. The headline might sound exciting, but once you dig into the details, most of the new redemption options offer poor value, including transferring points between the two programs at a 2:1 ratio or redeeming points for free night certificates or flight rewards. The most useful benefit available today is a C$20 annual Air Canada flight credit for Hyatt elite members who link their accounts. Another highlight is that Aeroplan elite members can fast-track to Hyatt Globalist after earning 20 elite nights in 90 days, compared to the usual requirement of 60 elite nights in a calendar year. Later this year, Hyatt elite members will also be able to complete an Aeroplan status challenge, so we're hopeful that provides another worthwhile opportunity. If you have Hyatt elite status, it's worth linking your accounts now and keeping an eye out for the Aeroplan challenge when it launches.

The 100% transfer bonus has ended, but you can still transfer points at a 70% bonus rate until August 31, 2026.

Chase Ultimate Rewards previously offered a 100% transfer bonus to IHG, allowing you to receive 2,000 IHG One Rewards points for every 1,000 Chase Ultimate Rewards points transferred. This offer was available until July 30, 2026. After that date, the transfer will provide a 70% bonus through August 31, 2026, resulting in 1,700 IHG One Rewards points per 1,000 transferred.

Rove has added Qantas as a new transfer partner and is celebrating the launch with a 50% transfer bonus through August 14, 2026. The standard transfer ratio is 1:1, so you'll receive 1,500 Qantas Frequent Flyer points for every 1,000 Rove Miles transferred during the promotion.

September 8, 2026 Update: Choice has launched another points sale offering up to a 40% discount through October 22, 2026. Buy at least 14,000 points to receive the full 40% discount, dropping the price to 0.62¢ per point. Purchasing 6,000-9.000 points earns a 30% discount (0.72¢ per points), while purchasing 10,000-13,000 points earns a 35% discount (0.76¢ per point). Choice runs these sales regularly throughout the year, with 50% the highest we have seen.

Choice Privileges is offering a 45% discount on purchased points through July 20, 2026 aT 11:59PM ET, allowing members to buy points for as little as 0.57¢ each with a minimum purchase of 8,000 points. We value Choice points at around 0.7¢ each, making this a good opportunity if you have a specific redemption in mind. We still wouldn't recommend buying points speculatively, as Choice runs promotions like this regularly throughout the year.