Breaking Points: Credit Card News

Citi ThankYou Rewards is offering a 30% transfer bonus to Preferred Hotels & Resorts I Prefer Hotel Rewards. The standard transfer ratio is 1:2, so with the bonus, you’ll receive 2,600 I Prefer Hotel Rewards points for every 1,000 Citi ThankYou Rewards points transferred. Offer expires June 13, 2026.

Citi ThankYou Rewards is offering a 25% transfer bonus to Wyndham Rewards. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,250 Wyndham Rewards points for every 1,000 Citi ThankYou Rewards points transferred. Offer expires June 13, 2026.

Chase Ultimate Rewards is offering a 30% transfer bonus to Southwest Rapid Rewards. The standard transfer ratio is 1:1, so with the bonus, you’ll receive 1,300 Southwest Rapid Rewards points for every 1,000 Chase Ultimate Rewards points transferred. Offer expires June 5, 2026.

If you've ever tried to get a Marriott Bonvoy card, you've likely been confused by the labyrinth of rules surrounding card and bonus eligibility. Each card has its own restrictions, layered on top of the rules from both Chase and Amex, the banks that issue Marriott co-branded cards. A few months ago, Amex added harsh new restrictions to the Bonvoy Brilliant and Bonvoy Bevy cards, making anyone who had ever held any Chase Bonvoy card ineligible. Amex has now rolled back those restrictions, but only for the Bonvoy Brilliant card. The Bonvoy Brilliant has returned to its previous rules structure. The only Chase-specific restriction now involving current or past ownership is the Ritz-Carlton card within the last 90 days. Restrictions tied to the Chase Bonvoy Bold, Boundless, and Bountiful cards are also back in place, meaning you cannot have opened one of those cards within the last 90 days or earned a welcome bonus on one within the last 24 months.

United and JetBlue’s Blue Sky partnership has entered its next phase. Travelers have been able to earn and redeem United miles on JetBlue flights (and vice versa) since October 2025. Now elite members from each airline can begin taking advantage of reciprocal elite perks when flying the other carrier, including priority boarding, extra legroom seating with EvenMore and Economy Plus seats, preferred seating, priority check-in, free checked bags, and same-day standby. The elite reciprocity is broader than expected and even applies to lower-tier elites. The biggest downside is that earning and redemption rates are not especially generous, making this partnership more about convenience and network access than outsized rewards value. This partnership could be especially useful for travelers on the east coast.