Breaking Points: Credit Card News

Marriott is offering 2,000 bonus Bonvoy points per night on Homes & Villas stays of two or more nights. You can earn up to 10,000 bonus points per stay by registering and booking by October 1, 2026 and completing your stay by December 31, 2026. The biggest caveat is that you must spend at least $1,500 before taxes and fees. We wouldn't book a stay with Homes & Villas just to earn these bonus points, but if you're also targeted for the current Amex Offer for $350 back after spending $1,000 with Marriott Homes & Villas, then it gets more interesting. You can stack both promotions and earn $350 back and the 2,000 bonus bonus points every two nights.

Citi ThankYou Rewards is offering a 25% transfer bonus to Leading Hotels of the World Leaders Club. The standard transfer ratio is 5:1 for eligible premium Citi cards and 5.714:1 for other eligible Citi cards, so with the bonus, you’ll receive 250 Leaders Club points for every 1,000 Citi ThankYou Rewards points transferred with eligible premium cards, or 175 Leaders Club points with other eligible Citi cards. Offer expires September 19, 2026.

The American Airlines Citi AAdvantage Executive card is now offering 125,000 points after spending $15,000 in 5 months. That’s up 50,000 miles over the previous offer of 75,000 miles, which requires $7,500 in 3 months. This card was just very recently refreshed, with new statement credits and an increased annual fee from $695 instead of $595. The card page has been updated with the new features.

Leading Hotels of the World is offering up to a 100% bonus on Leaders Club point purchases through September 25, 2026. Members receive a 50% bonus when purchasing 2,000-11,000 points, a 75% bonus on 12,000-29,000 points, and a 100% bonus on purchases between 30,000-75,000 points. Leaders Club normally sells points for 12¢ each, which sounds expensive compared to most hotel programs, but we value Leaders Club points at roughly 8¢ each. The 100% bonus drops the purchase price to 6¢ apiece, while the 75% bonus drops it to about 6.86¢ each. Either tier can provide strong value with the right redemption. We generally wouldn't recommend speculatively buying hotel points, but Leaders Club can offer outsized value at expensive luxury properties.

Best Western is running its twice-yearly gift card promotion, offering a $20 bonus gift card when you purchase a $100 gift card by September 2, 2026. You can earn up to five $20 bonus cards, for a maximum of $100 in bonus value. The $100 gift cards do not expire, but the $20 bonus cards expire February 28, 2027. You can also use multiple gift cards toward the same reservation. This is a solid promo if you have a Best Western stay planned for the fall or winter, but make sure you can use the bonus cards before they expire.