Breaking Points: Credit Card News

Join Wyndham Business and earn 15,000 bonus points after completing just one qualifying stay. You must join Wyndham Business and book using your new corporate code by September 30, 2026, then complete your stay by December 31, 2026. There is no minimum two-night stay requirement, so even a one-night stay at a participating Wyndham property should qualify for the bonus. The person staying also earns Wyndham points separately from the business, so you may be able to stack this with other Wyndham Rewards promotions you're eligible for.

Cathay Pacific is offering 800 Asia Miles back for every 5,000 redeemed, for a 16% rebate on eligible award flights. The promotion is capped at 80,000 miles back. You must register and book by August 27, 2026 for travel between September 10 and December 10, 2026. There are several terms to be aware of. The rebate only applies to Standard Awards in economy or premium economy on Cathay Pacific-operated flights between Hong Kong and another destination. Connecting itineraries and partner awards are excluded, although round trips and open jaws are permitted. You can also stack this with Cathay's current 10% transfer bonus from participating bank and hotel programs (the deadline to transfer points for this promo is August 28, 2026). Neither promotion discounts the award at booking, as the bonus miles are deposited later. For example, if you transfer 100,000 points during the 10% promo and then redeem 100,000 Asia Miles on an eligible award, you'll later receive 10,000 miles from the transfer bonus and 16,000 miles from the award rebate, for 26,000 miles back in total. The award rebate will be deposited by January 31, 2027.

Singapore Airlines has released its latest Spontaneous Escapes, offering 30% off Saver award rates on select routes for September 2026 travel, including several options to and from North America. Discounted pricing includes:

• Los Angeles or Seattle to Singapore for 30,800 miles each way in economy
• Singapopre to San Francisco for 30,800 miles in economy
• Singapore to Los Angeles or San Francisco for 55,300 miles in premium economy
• Los Angeles to or from Tokyo for 56,350 miles each way in premium economy
• New York to or from Singapore for 59,150 miles in premium economy

Book by August 31, 2026 for travel between September 1 and September 30. The premium economy options are particularly appealing if you already have September travel plans, but Spontaneous Escapes awards cannot be changed or canceled. Confirm availability and your travel plans before transferring points or booking.

Air Canada is offering up to 25% off award flights to destinations within Canada, the U.S., Mexico, the Caribbean, Europe, South America, and Asia-Pacific when booked by August 18, 2026. The sale has a wide travel window, covering eligible flights from September 8, 2026 through June 30, 2027. The biggest limitation is that the discount only applies to Air Canada-operated flights, which are dynamically priced. Chase is also offering a 20% transfer bonus to Aeroplan through September 30, which can make these awards more attractive if you're transferring Ultimate Rewards points. Eligible Chase Aeroplan cardholders can also stack that with their 10% transfer bonus as well. Even with those bonuses, we wouldn't transfer points speculatively or go out of our way to book because of this sale, but the combination is worth checking if you already have an Air Canada trip in mind.

Rakuten is offering a $100 bonus (or 10,000 Bilt points if you've selected Bilt as your earning preference) when applying for either the Chase Ink Business Unlimited as a new Chase for Business customer or the Chase Freedom Unlimited. Both offers stack with the cards' current welcome bonuses. The Ink Business Unlimited is especially appealing because it currently offers an elevated 100,000 Ultimate Rewards points with no annual fee. If you're in two-player mode, however, the 40,000-point Ink referral bonus is generally the better option, provided the applicant is a brand new Chase for Business customer. If your Rakuten account is set to earn Amex Membership Rewards, you will not see these offers. Rakuten earnings must be set to cash back or Bilt points.