Breaking Points: Credit Card News

All Southwest personal cards are offering 85,000 points after spending $3000 in 3 months. Those cards include: Southwest Rapid Rewards Plus, Southwest Rapid Rewards premier, Southwest Rapid Rewards priority. That's up from an average standard offering of 35,000 points after spending $1000 in 3 months.

Citi Strata Elite is offering 100,000 points after spending $6000 in 3 months with a $595 annual fee.. That's up 20,000 points over their standard offer of 80,000 after spending $4000 in 3 months.

American Airlines CitiBusiness is offering 75,000 points after spending $5000 in 5 months with a $0 for first year ,then $99 annual fee.. That's up 10,000 points over their standard offer of 65,000 after spending $4000 in 3 months

Hilton Honors Surpass is offering 155,000 points after spending $3 000 in 6 months with a $150 annual fee.. That's up 25,000 points over their standard offer of 130,000 after spending $3000 in 6 months. Offer expires 1/14/26.

Hilton Honors Business is offering 175,000 points after spending $8000 in 6 months with a $195 annual fee.. That's up 45,000 points over their standard offer of 130,000 points after spending $6000 in 6 months. Offer expires 01/14/26.