Best Points System For Pooling/Sharing
Banks, General

Best Points System For Pooling/Sharing

Jason Foley Author Image Written by Jason Foley
Updated on Fri, 17 Apr 2020

If you travel with family and friends, sharing points is very useful. Not everyone in your circle of friends is as good as you are at earning points, and someone is always short on them. That’s why when considering your next credit card, it’s important you think about your choices for transferring points.

Not all cards offer the same point-sharing options. Some make it very easy, while others make it like pulling teeth just to find out what their policies really are. You may have a frustrating time searching for policies. And after spending a good amount of time searching, creating an account and logging in, you may just find out that you need points just to see how much it costs to share them. We're here to spare you that frustration and help you find exactly what you’re looking for within minutes.

Our Rankings

#1
Small Card
World of Hyatt »
#2
Small Card
Capital One Miles »
#3
Small Card
Wells Fargo Go Far Rewards »
#4
Small Card
US Bank Flex Perks »
#5
Small Card
Citi ThankYou Points »

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1 | World of Hyatt

Hyatt can be shared with anyone, not just a spouse. And as a solid Chase transfer it allows a solid way to share your core points with a friend.

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2 | Capital One Miles

You can share your rewards between accounts with no fee or cap. Choose exactly how many of your miles you want to share. Great rewards if you're looking to pool miles.

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3 | Wells Fargo Go Far Rewards

You can transfer rewards between accounts with no fee and no limits. Transfer in increments as low as $25 cash rewards/2,500 points.

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4 | US Bank Flex Perks

You can transfer US Bank FlexPerks between accounts at no cost. There is a 30,000-point limit per transaction, but no limit of transactions and no yearly limit. Great flexibility.

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5 | Citi ThankYou Points

You can share up to 100,000 points between accounts each year at no cost. Shared points are valid for 90 days from receiving them.

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